Firstly, borrowing more than you can afford to repay can have serious affects on your financial status. Please use this finance option responsibly. T&Cs apply and an be found here.

Who are Klarna?

Klarna are a Swedish payment service provider, they handle the end-to-end responsibility of your payment. Klarna provide smooth payments to over 200,000 online stores and are trusted by over 90 million consumers around the world as every transaction is safe and secure. Find out more here.

How does it work?


Add to the basket and process to 'Checkout'


Select "Klarna" as a payment method and see details of the plan


Complete checkout and we'll get your order dispatched


Will there be a credit search?

Using the finance option we offer through Klarna might affect your credit score as Klarna may perform a credit check with credit reference agencies to complete your credit assessment. This check will show up as an inquiry on your credit report.

What if I return or cancel my order?

As soon as we at MCA receive and accept the cancellation request (additional T&Cs may apply depending on the items ordered) or returned items, Klarna will cancel any future scheduled payments as well as refund any amounts due.

How do I make payments?

Setting up auto pay is the easiest way to keep on top of payments and retain your promotional terms. This can be done when logged in to your Klarna account via "My Klarna" and then 'Payment methods'.

Otherwise, you can make manual payments of at least the minimum payment by logging into your Klarna account followed by clicking on 'Payment options'

Payments can not be made over the phone

More info:

If you have any more questions, all information is available through the Klarna support page here where you will find a full list of FAQs, live chat and telephone options.


MCA Leicester is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB(publ). Credit is only available to permanent UK residents ages 18 and over depending on their status. Terms and conditions apply. For more info visit see here.